Investment and property

Complex CGT assets and exceptions

Check special treatment for inherited, pre-CGT, personal-use, collectable, foreign-residency and non-arm's-length assets.

Who can claim

This deduction is available to individuals and companies.

  • The CGT event involves an inherited asset, pre-20 September 1985 asset, personal-use asset, collectable, foreign-residency period or non-arm's-length transfer.

What you cannot claim

  • Personal-use asset losses are disregarded, and gains are disregarded where the asset cost $10,000 or less.
  • Collectable gains and losses are disregarded where the collectable cost $500 or less; other collectable losses are quarantined to collectable gains.
  • Pre-CGT status does not remove every possible consequence, including CGT event K6 and major-improvement rules.

How the amount is worked out

Apply the specific asset and taxpayer rule before the ordinary CGT method. A non-arm's-length transfer can require market-value substitution. Inherited and pre-CGT assets can use deemed acquisition dates or values, and foreign-residency periods can change the taxable asset scope and discount.

Records the ATO expects

  • Acquisition date and cost
  • Probate and deceased-estate records
  • Market valuation
  • Residency history
  • Relationship and transfer evidence

Where this rule comes from

Primary source: Income Tax Assessment Act 1997 Parts 3-1 and 3-3 (Compilation 266 in force 1 July 2026). Reviewed 30 July 2026. Covers the 2025-26 and 2026-27 income years.

Supporting sources:

Next steps